what is the difference between HMO insurance and PPO insurance?
Wednesday, March 17th, 2010
hmo – there is no coverage for out of network services, unless approved prior to receiving them. there is a co payment for some services.
ppo – there is a slightly higher reimbursement rate for using in network providers, but you can use out of network as well. ppo usually has a deductible and co insurance of about 70/30 up to 90/10.
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Residents in California are protesting against Anthem Blue Cross, the largest health care provider in the Golden State, which plans to raise rates for many. Ben Tracy reports from Los Angeles.