sonicbozo | Health Insurance

Nutrition by Natalie
Information about Digestive Enzymes

Digestive Enzymes are enzymes that specifically work in the digestive system to facilitate the digestion, absorption, and transportation of nutrients. They also work to promote timely elimination of digestive waste products that are not of use to the body. Without enzymes, our cells would not get adequate nutrition and we would not survive.

Enzymes function as catalysts to enhance and dramatically speed up biochemical reactions that occur in every one of our cells. They are only activated in water, so staying hydrated is very important for enzymes to work effectively. Enzymes must be present to ensure proper digestion of nutrients, energy production, metabolism, transportation of fluid to cells, and elimination of toxins among many other functions.

Enzymes exist in foods to help our body’s breakdown what we eat. Raw, uncooked foods are the only foods that contain enzymes. Since the majority of our diets are cooked foods, we significantly limit the enzymes available in our food for digestion, thus putting more stress on our digestive systems. Some supplemental enzymes should be taken with food to enhance digestion and absorption of nutrients, whereas other supplemental enzymes should be taken on an empty stomach to support circulation, decrease inflammation, support our immune systems and combat stress. Imbalances in these factors have been scientifically proven to be associated with or the cause of numerous diseases.

Please visit Natalie’s website at

http://www.nutritionbynatalie.com

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The MedBytes Electronic Medical Records Software enables the user to enter in the Medical and Dental Insurance Plans of either the Primary or Secondary Insurance Plans. The Secondary Insurance may be that of your spouse and can act as supplemental insurance.

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President Obama visits Glenside, Pennsylvania today promoting his health care plan and points out that most people in DC are more worried about the political score instead of results.

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Is there any medical insurance plan (international?) that would provide coverage for US medical expenses, in the case of a foreigner?

Yes, there is travel insurance. Call a travel agent when you book your trip and find out how to purchase it while you are still at home.

I got a new individual health insurance plan after ending my Cobra. 2 years prior to switching plans I had a surgery which was fully covered by my then employer’s plan. The new health insurance company placed lifetime-of-the-policy exclusion rider to not cover this pre-existing condition. There was a break in coverage between the plans for 1 month.

HIPAA laws don’t cover you switching from group to individual plans, so not only can they exclude it but they could’ve declined you outright. This is a question you should be asking of your insurance broker. AND, if you didn’t buy from an insurance broker then you did yourself a disservice.

Usually with HMO’s, if you go to a doctor who is "out-of-network" with your insurance, the HMO covers none of your expenses. With PPO’s, they usually pay more of the cost with "in-network" doctors, and you have to pay more of the cost with "out-of-network" docs.

In may i got accepted into the nursing program. In order to be in the program you have to get a medical evaluation. I do not have health insurance and i spent 500 at the doctors. Can i write that off on my taxes for school purposes?

Maybe. IF you itemize, you can deduct as an itemized deduction the amount of your med expenses for the year that is over 7.65% of your income. And itemizing gives you no tax benefit unless you have tax liability for the year.

Unless you have a lot of other medical expenses, the $500 isn’t going to give you any tax benefit.

My family currently already has health insurance coverage but the company does not offer HSA’s. My husband owns his own incorporated company and wants to offer ONLY an HSA option and NO healthcare insurance. Is this possible? Basically, as a small business, can we purchase just an HSA without having to also buy healthcare insurance too?

No. An HSA can only be set up in conjunction with a Qualified High Deductible Health Plan.

Also, please be aware that your family is not eligible for an HSA (even if your husband offered one through his company) due to the health insurance coverage you already have.

(From the FAQs on the US Treasury website regarding HSAs http://www.ustreas.gov/offices/public-affairs/hsa/faq_eligibility.shtml
"Who is eligible for a Health Savings Account?
To be eligible for a Health Savings Account, an individual must be covered by a HSA-qualified High Deductible Health Plan (HDHP) and must not be covered by other health insurance that is not an HDHP. ")

For starters, cons, the caps was McCain’s plan.

Secondly we need not some $8000 cap, we need 0$ cap, that is the end to tax subsidies of health care. Once health care plans are no longer tax deductible, the employers will abandon group plans, and give you the cash instead. You will have to buy you insurance in individual market.

Individual market was never subsidized by tax deductions. The result (according to CBO) is that individual health insurance plans cost ony one third to one half of group plans.

There shouldn’t be any tax cuts for anything. Why should the government make me pay more because of the way I choose to live?

If you rent instead of buying a house, you pay more taxes. WHY? How is a renter ever supposed to afford a home when he’s paying more in taxes?

If you have kids, you pay less in taxes, yet use more government services (schools, school busses on the roads, parks, etc.). You should pay MORE when you have kids.

The list goes on and on.

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Can a new system be created that offers better diversity and equality like the Cuban health plan ?

Maybe better.

We might even be shipping people to Cuban clinics for pilgrimmage treatments.

Barak Obama: bringing Teamsters Union politics to a city near you.